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Pay attention to the remaining expenses or how Czech families are prepared for the financial crisis

 We researched two families. We wondered if they had an overview of how many pensions they had left by standing order. We asked whether the families remember how they agreed on the insurance and how much they paid for it. But the main question was whether and how families are prepared for the financial crisis. Some would sell the cottage and the other would take a subtenant to the apartment.



In the last, according to the series, we thoroughly examined the apartment for these families, installed softwoods for consumption and passed the invoices through invoices. Thanks to the young strip from Pardubice, we were able to advise on how to save and 38% of electricity costs. This time we went through Walter’s and the young man’s accounts.

Manelm rmkovm did not like to x-ray their incomes and expenses, so instead of them, we created a model family of Komrkov pensioners with the help of statistics.

They would take a subtenant to the apartment

“If a friend is fighting for work, we will sell an apartment,” Hana Mixnkov from Pardubice reveals his crisis. “But that would be the last option,” he added. They would first be able to use a mortgage on a mortgage if they were to live with their families, and in the process they were looking for a sublet. They drank 1,300,000 crowns for the apartment. The question is whether they would receive the same amount for the sale at a time when property prices are falling.

During her studies, Hana works half-hours, up to a family budget of 6,000 crowns. If she drank at work, it wouldn’t be the first. “We would go to financial reserves,” Jan imagines. “Thanks to the sale of the cottage to my father by almost 90,000, we should be able to replace Hanina’s salary at first place,” k.

Both of them can turn to their parents, who are willing to help. Partners would not even marry a subtenant to their apartment. Have one extra room. Although they would have to get used to sharing a kitchen, a living room and a bathroom with a toilet with a stranger, such an event could be pushed above the water in case of financial problems.

M nrok on doivotn rent

Walter’s family from Mnek near Liberec is not afraid of the crisis. But he is employed as a customs clerk, so he hopes that he will not lose his job. If this happened to the furnace, he would be entitled to leave. And because he is in service for over 15 years, he should also have a life annuity. “It’s about 6,000 crowns,” to the father of the family, adding: “Even if we don’t have a large financial reserve, I don’t think I’d find a new job, we could do it.” With unemployment benefits and Manelina’s parents, they would put together around 24 thousand. With that, the family would howl without any problems. At most, they would stop sending us pensions for building savings.

Living in a house requires a financial reserve

Manel Komrka, pensioners, also in a family house in Litovel. Think about the financial crisis, as it should not, information he is full of media. They are confused with the fact that if Mr. Komrek lost the opportunity to be a brigd, they would have only a pension left to live. And that would not be so terrible, each family will receive a total of 22,000 crowns. T had them pilepen, their pension increased by about 800 crowns msn. “But we will pay for electricity and water, so in the end it will work out the same way,” comment manel.

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